Creafin, for your mortgage and investment loans
Not every mortgage financing application fits within traditional banking criteria. For example, you may want to buy your first home. Or you may temporarily find yourself in a more complex personal situation. Or you may want to buy an apartment to rent out.
Together with 650 independent, FSMA-regulated mortgage brokers, we try to find a financing solution that does fit your situation.
Private Individuals
Looking to buy or renovate a home, or reassess your current mortgage financing?
Together with your credit broker, we explore what is possible, even in situations that may seem less straightforward.
Companies
Looking to acquire property through your company or expand your real estate portfolio? We help structure financing solutions that grow alongside your ambitions.
Brokers
Looking for solutions for applications that fall outside traditional banking criteria?
We work closely with you to identify suitable financing solutions for your client.
Investors
Creafin offers you, as an institutional investor, the opportunity to invest in the Belgian residential real estate market through a sound and diversified portfolio of mortgage loans.
Who are we?
Creafin is an independent Belgian provider specialised in mortgage financing.
We work through a network of independent credit brokers who personally guide clients throughout the financing process and ensure every application is submitted correctly.
Our analysts assess each application individually, not through a standard checklist, but with attention to the broader context behind the request. We focus on solutions, not limitations.
This allows us to combine personal guidance through the broker with fast and thorough application assessments. Clear communication and transparency are central throughout the process.
How Can We Help You?
No two mortgage financing applications are the same.
That is why we offer financing solutions tailored to different financial profiles, plans and objectives.
Prime
Looking to buy your first and only home?
With Prime, it may be possible to finance additional purchase-related costs as well, in certain cases up to 105% of the property value, helping you start your project with confidence.
Solutions
Does your financing application fall outside traditional banking criteria?
Then we explore what remains possible.
Solutions offers flexible mortgage financing structures for a wide range of financial situations.
Portfolio
Investing in property through your company?
For example, leverage the equity in existing properties to continue expanding your portfolio. Suitable for investment properties and larger real estate portfolios.
At Creafin, we focus on identifying financing solutions that genuinely fit our clients’ situations. That is what truly makes the difference for our clients.
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What our customers say about Creafin
Cases
Every mortgage application is different. Discover how we work alongside credit brokers to structure financing solutions for a wide range of situations.
FAQs
Do you have questions about mortgage financing or your available options? We have already answered the most frequently asked questions for you.