About Us
Financing Solutions Tailored to Your Needs
Creafin is an independent Belgian provider specialised in mortgage financing for private individuals and companies.
We work through a network of independent FSMA-regulated mortgage brokers and advisers who guide clients throughout their financing application and ensure every application is submitted correctly.
As a provider of mortgage financing, we assess every application individually. Not through a standard checklist, but with close attention to the broader context behind each request.
Because behind every financing application is a real story, not just numbers. And that is exactly where we make the difference.
We combine professional expertise with a warm and personal approach. This allows us to offer reliable financing solutions that genuinely fit our clients’ needs.
Jo (CEO)
Meet the team
Behind Creafin is a team of specialists working together every day to make tailored financing solutions possible.- Account Managers: Our account managers operate across Belgium and maintain close relationships with credit brokers. They support financing applications, provide guidance and ensure smooth collaboration.
- Analysts: Our analysts assess every financing application with expertise and care. They focus on identifying solutions that fit the client’s specific situation.
- Case Managers: Once an application is approved, our case managers handle the administrative follow-up and coordination of the application, working closely with notaries and other stakeholders.
- Internal Teams: Our internal teams support Creafin’s operations across marketing, HR, finance, reporting and administration.
Why Creafin?
Why do brokers and clients choose Creafin? Our strength lies in combining speed and expertise with a warm, personal approach.
Service-oriented
We actively work alongside both brokers and clients.
Solution-driven
We focus on possibilities, even in situations that fall outside traditional banking criteria.
Fast and efficient
We ensure quick assessments and efficient turnaround times.
Transparent
Clear communication, without unnecessary complexity or surprises.
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Our History
Ethias Becomes Shareholder
Following Macquarie Bank, Belgian insurer Ethias also became a shareholder of Creafin in 2025. Through this participation, Ethias further expands its exposure to non-bank mortgage financing as part of its broader diversification and balance sheet optimisation strategy. The partnership also creates clear opportunities for collaboration, including cross-selling life and non-life insurance products.
2025
2024
Macquarie Bank Becomes Shareholder
Australian bank Macquarie acquired a stake in Creafin. With this strong international partner, Creafin took the next step in its growth journey, supported by financing through securitisation transactions.
Launch of Creafin Credits
Creafin launched Creafin Credits, a non-bank lending platform where financing solutions are funded through institutional investors. This created additional flexibility within the financing offering available to credit brokers.
2021
2017
Official Recognition as Credit Provider
Following new Belgian legislation regarding mortgage financing, Creafin officially obtained its recognition as a Belgian credit provider. An important milestone in the continued professionalisation of the organisation.
Independent Again
After a period under external ownership, Creafin once again became fully independent and continued building its own network of credit brokers.
2012
2007
Further Specialisation in Mortgage Financing
Creafin increasingly focused on mortgage financing for private individuals and expanded its offering with solutions tailored to different client profiles.
Foundation of Campifina
A group of investors from the Kempen region founded Campifina, the company that would later become Creafin. In the early years, the focus was mainly on commercial financing through a local network.
1995
Our history forms the foundation of who we are today. Our focus remains firmly on the future: continuing to innovate and helping make residential ambitions possible.
Jo (CEO)
Mission & Vision
As an independent mortgage financing provider, our mission is to help as many clients as possible realise their residential and investment plans.
We aim to provide flexible and reliable financing solutions that reflect the reality of each client’s situation.
We believe financing is more than a standard product. It is a solution that should fit your needs, both today and in the long term.
FAQs
Do you have questions about Creafin or about the way we work?
In this FAQ section, we answer the most frequently asked questions about our approach and financing solutions.
