Solutions
Tailored mortgages, even for more complex cases
Not every mortgage financing application fits within traditional banking criteria. That does not mean there is no solution. Quite the opposite.
With Solutions, we work together with your credit broker to explore what remains possible. Every application is assessed individually, with close attention to your financial profile, plans and objectives.
Whether you are purchasing a property, investing, renovating or restructuring existing financing, we look for a tailored solution that fits your needs.
When Is Solutions the Right Fit?
Not every mortgage financing application follows a standard path. Sometimes your financial profile falls outside what traditional banks typically expect, or your situation simply requires greater flexibility.
In those cases, Solutions offers an alternative. Together with your credit broker, we assess your application and work towards a realistic and well-structured financing solution tailored to your plans and circumstances.
Standard Financing Applications
Do you have a stable financial profile and does your application largely fit within standard financing criteria?
In that case, Prime will often provide the most suitable solution, offering clear financing structures and stable conditions.
Your application is assessed carefully, with a focus on transparency and long-term affordability.
More Complex Financing Applications
Does your application fall outside traditional banking criteria?
Our analysts will still assess your request individually.
We focus on what remains possible, taking your financial situation, income profile and future plans into account.
Interest-Only Financing (“Bullet Loan”)
Would you prefer to pay interest during the financing term and repay the principal at maturity?
In that case, an interest-only financing structure may be an option.
This type of financing is often used as part of specific investment strategies or more tailored financial structures.
An important part of the assessment process is the “exit strategy”: how the interest-only portion of the financing will ultimately be repaid at the end of the term.
Bridge Financing
Buying a new property while your current property has not yet been sold?
Bridge financing allows you to temporarily bridge the period between purchase and sale.
This enables you to move forward with your plans without having to postpone your mortgage financing application.
Find a broker
Creafin works through a network of independent credit brokers. They will analyse your situation with you and guide you through the process of submitting your loan application.
Cases
Every mortgage financing application is different. In these cases, discover how we work together with credit brokers to structure tailored financing solutions for a wide variety of situations.
Solutions allows us to work together with our brokers to create flexible financing solutions for applications that traditional banks often decline.
Jo (CEO)
FAQs
Do you have questions about mortgage financing or about the possibilities within Solutions?
In this FAQ section, we answer the most frequently asked questions about financing applications, conditions and the overall process.